Overview
Join our dynamic team as a Mortgage Loan Originator and become a vital part of helping individuals and families achieve their homeownership dreams! In this energetic role, you will actively engage with clients, guide them through the mortgage process, and provide expert financial advice to secure the best loan options. Your enthusiasm for sales combined with your deep understanding of mortgage products will drive your success. You’ll be responsible for building strong relationships, analyzing financial data, and ensuring compliance with all regulations including Fair Housing laws and TILA (Truth in Lending Act). This position offers an exciting opportunity to grow within the financial services industry while making a meaningful impact on clients’ lives.
Responsibilities
- Prospect and develop new client relationships through effective sales strategies and networking efforts in accordance with fair housing regulations
- Assess clients’ financial situations by conducting credit analysis, income verification, and debt\-to\-income ratio calculations using tools like Quicken or other financial software
- Guide clients through the loan origination process from application to approval, ensuring all documentation is accurate and complete
- Negotiate loan terms with borrowers and lenders to secure favorable agreements that meet client needs while complying with FNMA (Fannie Mae) guidelines and other regulatory standards
- Collaborate with underwriters, processors, escrow officers, and mortgage servicing teams to facilitate smooth loan processing and underwriting procedures
- Maintain detailed records of all transactions using accounting software and loan origination systems, including TILA disclosures and contracts
- Stay current on industry trends, regulatory changes, and product offerings to provide expert advice on mortgage options such as fixed\-rate, adjustable\-rate, FHA, VA, or jumbo loans
- Proven experience in mortgage loan origination or related financial sales roles with a strong understanding of the mortgage industry’s regulatory environment
- Excellent negotiation skills to effectively communicate loan terms and close deals confidently
- Proficiency in mortgage\-specific software such as FNMA systems, Quicken, or similar financial tools; familiarity with mortgage servicing platforms is a plus
- Strong customer service orientation with the ability to explain complex financial concepts clearly and transparently
- Basic math skills including 10\-key typing accuracy for data entry and calculations; ability to perform credit analysis and assess creditworthiness accurately
- Knowledge of fair housing regulations, TILA disclosures, escrow processes, underwriting procedures, and loan processing workflows
- Ability to manage multiple tasks efficiently while maintaining attention to detail in documentation and contracts
- Effective communication skills for engaging clients, negotiating terms, and collaborating with internal teams across banking, escrow, accounting software, and financial services sectors
- Employee discount
- Flexible schedule
- Work from home
Skills
Embark on a rewarding career where your energy fuels success! We’re committed to empowering our team members through ongoing training, professional growth opportunities, and a supportive environment dedicated to excellence in mortgage lending.
Job Type: Full\-time
Pay: $28,265\.00 \- $65,919\.42 per year
Benefits:
Work Location: Remote