Mortgage Loan Officer \| Citizens Financial — The Badges Broker
*Active CA NMLS Required*
The market is about to move. Are you positioned to move with it?
When rates shift, the Loan Officers who built their foundation now will be the ones who win. The pipeline you build today becomes the wave you ride tomorrow. This is the moment to make your move, and where you land matters.
You have options. Every brokerage will tell you about their programs, their pricing, their platform. We will tell you about our purpose.
We Serve Those Who Serve.
Citizens Financial is The Badges Broker. We were built to serve first responders, veterans, educators, healthcare workers, and CDCR officers. The people who keep our communities safe and running deserve the best rates, the best programs, and a Loan Officer who shows up for them the same way they show up for everyone else.
That is our mission. That is our brand. And that story gives every Loan Officer on our team a conversation no competitor can replicate.
You can join any company. Join one that stands for something.
The Model That Finally Works in Your Favor
One flat fee: $555 per closed loan. That is it. You keep the rest.
No percentage splits. No clawbacks. No surprises. Your clients get the rates that make you the easiest referral they will ever give, and you get paid what you actually earned.
Fairness Clause: if $555 exceeds 20% of gross commission, you pay the lesser amount. Always.
W\-2 or 1099\. Your choice. Your pipeline. Your database. Forever.
A Platform Built to Close
AI\-powered CRM with automated lead engagement and live\-transfer of qualified leads directly to you. GoHighLevel and Monday CRM. Full LOS, branded domains, and tech stack all in for approximately $75 per month. Automated follow\-up, social content, marketing support, and dedicated admin so your time goes toward revenue, not overhead.
Conventional \| FHA \| VA \| Jumbo \| Non\-QM \| DSCR \| Reverse \| ITIN \| Down Payment Assistance
Dual platform access, mortgage brokerage and mortgage bank, means you always have the right tool for the loan in front of you.
Build Beyond the Transaction
Branch build\-out. Team leadership. Residual income. Pipeline sharing from day one. This is not just a better paycheck on your next closing. This is a career built the right way, on a foundation that scales.
The Window Is Open. It Will Not Stay Open.
Rates are going to move. When they do, the Loan Officers who are planted, producing, and positioned with the right company will capture the market. The ones who waited will watch it happen.
Do not wait. Get ahead of the wave.
Apply now at citizensfinancial.com or call us directly. Let's build this together.
Citizens Financial \| NMLS\# 2503947 \| Licensed in California under DRE and DFPI \| Equal Opportunity Employer
Pay: $50,000\.00 \- $200,000\.00 per year
Benefits:
- 401(k) 3% Match
- Flexible schedule
- Health insurance
- Work from home
- Do you currently hold an active MLO License (DRE or DFPI)?
- Are you currently licensed in CA?
Application Question(s):
Work Location: Remote