The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond \- we are known for combining personal relationships with forward\-thinking solutions.
We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
SUMMARY/OBJECTIVES
It is the responsibility of the Environmental Risk Analyst to take ownership of all tasks and challenges that they encounter in the operation of their assigned position.
ESSENTIAL FUNCTIONS
Under the direction of the Environmental Risk Manager, process lower\-level environmental due diligence requests and engage the review and procurement of environmental site assessment reports to support the Bank’s loan production teams. In the role you will adhere to OCC regulations and Bank environmental policy, guidelines, and procedures relative commercial real estate secured credits.
Facilitate requests for environmental due diligence reports and the review of environmental assessment reports.
Assist Environmental Risk Manager to train, educate and advise bankers to comply with the Bank’s environmental policy requirements.
Provide solutions to address potential issues within the framework of the loan transaction.
Engage Bank\-approved 3rd party environmental firms to perform environmental site assessments.
Maintain a proactive risk management awareness and to facilitate liability reduction.
Develop and maintain an in\-depth knowledge of business and related risk management requirements and legislative/ regulatory directives and guidance.
Provide support to the appraisal team as needed including residential and commercial job manager coverage for processing and reviewing valuation reports.
Contribute to a culture of collaboration by building effective relationships with internal and external stakeholders
Perform other duties as assigned.
COMPETENCIES
Possess an acceptable understanding of an environmental risk management function for a financial services institution.
Working knowledge of bank products and credit lending services
Effective presentation, interpersonal, written and verbal communication skills
Strong analytical and problem\-solving skills
Proven adaptability to changing priorities
Strong time management and organization skills to manage multiple priorities
Sound judgment and independent decision\-making skills
Ability to work independently but interact in a team\-oriented environment
Working knowledge / experience with Microsoft Suite of products such as Excel, Word, power Point
Qualifications, Education, and Certification Requirements
Education : Bachelor's Degree in a related field or the equivalent combination of education, training, and/or experience
Experience : Experience in managing risk and/or compliance related activities in financial services or other relevant industry.
Certifications/Specific Knowledge : An environmental risk professional certification or the ability to obtain a certification within 24 months
TRAINING REQUIREMENTS/CLASSES
Required annual compliance training, New Employee Orientation
PHYSICAL DEMANDS
Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk. This position requires the ability to drive a company vehicle to and from other locations. This position requires the ability to drive a vehicle to and from other locations as needed.
WORK ENVIRONMENT
Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
TRAVEL
Travel may be required to come to meetings as needed.
Equal Opportunity Employer, including disabled/veterans.