Mortgage Loan Officer

Job Overview We are seeking a dynamic and motivated Mortgage Loan Officer to join our financial services team. In this role, you will be the key point of contact for clients seeking mortgage solutions, guiding them through the loan origination process with expertise and enthusiasm. Your energetic approach will help clients understand their options, secure the best mortgage products, and achieve their homeownership goals. You will leverage your industry knowledge, sales skills, and compliance awareness to deliver exceptional customer service while adhering to all regulatory standards. Responsibilities Engage with prospective clients to assess their financial needs and provide tailored mortgage solutions Manage the entire loan origination process from application through approval, ensuring accuracy and compliance with industry regulations such as TILA (Truth in Lending Act) and Fair Housing laws Utilize Loan Origination Systems (LOS) and financial software to process applications efficiently and accurately Conduct credit analysis, underwriting support, and risk assessment to determine loan eligibility Negotiate terms with clients while maintaining compliance with FNMA (Fannie Mae) guidelines and banking regulations Collaborate with underwriters, processors, escrow officers, and other team members to facilitate smooth loan processing and mortgage servicing Build strong relationships with clients through proactive communication, ensuring a positive experience throughout the lending journey Qualifications Proven experience as a Loan Officer or in retail lending within the banking or mortgage industry Strong knowledge of mortgage lending processes, including loan origination, underwriting, processing, and servicing Familiarity with Mortgage Servicing systems, Loan Origination Systems (LOS), accounting software, and financial software tools Excellent negotiation skills combined with outstanding customer service abilities Solid understanding of Fair Housing regulations, TILA, FNMA guidelines, and industry compliance standards Basic math skills and proficiency in 10\-key typing for accurate data entry and calculations Ability to analyze credit reports, perform credit analysis, and interpret financial statements effectively Strong relationship\-building skills in financial sales environments with a focus on client communication and satisfaction Knowledge of escrow processes, banking regulatory compliance, and commercial lending analysis is a plus Join us to be part of a vibrant team dedicated to helping clients achieve their homeownership dreams! We value energetic professionals who thrive in a fast\-paced environment and are passionate about delivering top\-tier financial services. Pay: $51,800\.00 \- $62,500\.00 per year Benefits: Flexible schedule Work from home Work Location: Hybrid remote in Port Saint Lucie, FL 34953