Job Summary
Join our dynamic financial services team as a Mortgage Processor, where you'll play a vital role in transforming loan applications into approved mortgage solutions. This energetic position involves coordinating with clients, underwriters, and loan officers to ensure smooth processing of mortgage files. Your expertise will help facilitate homeownership dreams while adhering to industry regulations and company standards. If you thrive in a fast\-paced environment and are passionate about delivering exceptional service, this is the perfect opportunity to advance your career in mortgage processing.
Duties
- Review and verify all loan documentation for completeness, accuracy, and compliance with FNMA (Fannie Mae) guidelines and Fair Housing regulations
- Gather and analyze borrower financial information, including credit reports, income statements, and asset documentation to support underwriting decisions
- Coordinate with underwriters to facilitate timely approval of mortgage applications by providing necessary documentation and clarifications
- Prepare and process loan files, ensuring all contracts, disclosures (such as TILA \- Truth in Lending Act), and escrow details are accurate and complete
- Maintain ongoing communication with loan officers, borrowers, escrow officers, and mortgage servicers to track application progress and resolve issues promptly
- Conduct credit analysis by evaluating borrower creditworthiness using basic math skills and credit reports to determine eligibility
- Ensure compliance with banking regulations, Fair Housing laws, and internal policies throughout the loan processing cycle
- Proven experience in loan origination or mortgage processing within the financial services industry
- Strong understanding of FNMA guidelines, underwriting procedures, and mortgage servicing processes
- Knowledge of TILA disclosures, contracts, escrow procedures, and fair housing regulations
- Proficiency in loan processing software and the ability to perform 10\-key typing efficiently for data entry tasks
- Excellent math skills for credit analysis, income calculations, and escrow account management
- Ability to interpret complex financial documents accurately while maintaining attention to detail
- Effective communication skills for collaborating with team members and clients in a fast\-paced environment
- 401(k)
- 401(k) matching
- Dental insurance
- Employee discount
- Flexible schedule
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Professional development assistance
- Retirement plan
- Vision insurance
Requirements
Join us if you're eager to contribute your mortgage processing expertise to help clients achieve their homeownership goals! We value energetic professionals who are committed to precision, compliance, and exceptional service delivery.
Pay: $50,004\.42 \- $120,000\.00 per year
Benefits:
Work Location: Remote